The Helena School District #1 Health Plan is a Self-Funded Plan. Allegiance Benefit Plan Management is our third-party Administrator (TPA) to process claims and other administrative functions of our Plan. Our pharmacy benefits are through Cigna Insurance. As you scroll through this page, you will find more information about the Health Plan and options. Start by clicking HERE to view the welcome packet. Welcome to our School District!
The Health Benefits Office is located at 55 South Rodney St in Helena, MT. The HR Benefits Manager is Richard Franco and you can contact him through email (email@example.com) or phone (406-324-2008).
Employee/Participants – If you have never logged into the Allegiance web site before, click Register New User to create a login Username (ID). You will then be e-mailed a temporary password. If you have already received your temporary password letter, enter the Username (ID) you created during the registration and the password you have received. Be careful to enter the password EXACTLY as it appears in your e-mail, as this site is case sensitive. If you have accessed this site with a login prior to November 2006, then your Username will be your SSN or Alt ID and your password will be the same, just be sure to type your password in ALL CAPS.
If you have any issues logging in, contact Allegiance at 800-877-1122.
All dependents over 18 years of age will need to register and use their own login. If you have not yet logged into our new website you will need to re-request your PIN by clicking on Register New User.
Secured and encrypted, the Allegiance website allows participants access to up-to-date health and flexible benefits plan information twenty-four hours a day.
For PY 2018-19 each full-time employee receives $740.00 per month for 12 months ($880.00/ for 10 months) in cafeteria dollars to apply to the election of a health insurance plan that best meets their needs. Part-time employees receive a pro-rated cafeteria amount based on their full-time equivalency (FTE) (position hours). A summary of health insurance plans available is attached below. The District’s Cafeteria Plan also allows pre-tax dollars to be set aside for items such as child and/or dependent care costs, other benefit premiums such as Life and Disability Insurance and health care expenses not covered by the District’s health insurance. Please contact the Human Resources Benefits Office with any questions.
We recommend that you read the plan document carefully, before incurring any medical expenses. If you have specific questions regarding coverage or benefits, you are urged to refer to the Plan Document.
As a result of the Federal government currently writing rules for the new health care reform laws, there maybe a need for required plan changes during the year. Therefore, the Health Benefit Plan Document will be sent to your district e- mail in pdf format. You will receive electronic updates when revisions or amendments are added. The most recent up-to-date Health Benefit Plan Document and Summary Plan Description are available by contacting the Human Resource Benefits Office (see below).
If you wish, you may contact Allegiance (1-800-877-1122 or P.O. Box 3018, Missoula, MT 59806( or the HSD#1 Human Resources Benefits Office (406-324-2008 or 55 S. Rodney, Helena, MT 59601) regarding any detailed questions you may have concerning the Plan.
Open Enrollment starts mid-August each year. Information for Open Enrollment is mailed prior to school starting, and the Online enrollment needs to be completed by the end of the first full week of September of each year. Open Enrollment is designed for employees to make changes for the upcoming Plan Year (October 1st – September 30th).
To make change during Open Enrollment you will need to change your selection in the employee portal Benefits Enrollment. If you are adding or removing a dependent or spouse, you will need to fill out a Request for Enrollment Change form for that year (located above). Once open enrollment is closed all enrolled employees will not be able to make any changes.
“Special Enrollment Period” means a period of time allowed under this Plan, other than the eligible person’s initial enrollment period or late enrollment, during which an eligible person can request coverage under this Plan as a result of certain qualifying events.
Coverage will become effective on the date of the event if the Employee makes a Special Enrollment request, verbally or in writing, within sixty (60) days of any special enrollment qualifying event and application for such coverage is made on the Plan’s “Request for Enrollment Change” form within ninety (90) days of the event.
Employees are able to add/delete dependents during the plan year only if they experience a “qualifying event”. The following are considered qualifying events and are allowed a Special Enrollment Period:
You must print the Request For Enrollment Change, complete, sign, and return to the Personnel Benefit Office at the May Butler Center as soon as you are aware of the change but no later than ninety (90) days after the qualifying event. If the Request for Enrollment Change is not completed and submitted to the Human Resources Benefits Office within the time frame allowed, the dependent will not qualify for a Special Enrollment Period. If you are enrolling/adding a dependent and they had prior insurance coverage, you will need to request and submit a Certificate of Credible Coverage from the enrollees prior insurance carrier within thirty (30) days of the date of change noted on the Request for Enrollment Change Form. If the change to your coverage is due to a birth, you will need to complete the Request for Enrollment Change without the Social Security number. At such time that you receive the child’s social security number, you will need to submit it to the Human Resources Benefits Office at (406) 324-2008 as required by law.
As a reminder: the Mid-Year enrollment can affect your cafeteria payroll withholding (Example: adding your spouse would change your payroll withholding from Single to Single + Spouse) you could possibly see a difference of pay in your paychecks. Contact your Insurance Manager (406-324-2008) if you have any other questions.
The document below explains what the differences for this upcoming Plan Year Benefits are in comparison to last Plan Year.
As required by Affordable Care Act (ACA), we provide a Summary of Benefits and coverage for the Premium and Standard Plans. The Summary explains what the the Plan covers, what it costs, examples, and other Questions and Answers.
The Helena School District has an Appeal Process that each member can follow if they are unsatisfied with their initial claims determination by the Third Party Administrator (TPA). Please click HERE to view the processes. If you should have any questions please contact Rich Franco at (406) 324-2008.
As required by ACA law, the HSD1 provides notice to inform employees of possible assistance through Medicaid, CHIP, etc.
The Health Insurance Marketplace Notice is to inform employees of possible other coverage options through the Health Insurance Marketplace.
The Medicare Part D Creditable & Non-Creditable Coverage Letter is to determine whether your current Pharmacy Benefit is creditable or not.
As required by ACA law, the HSD1 provides this notice to our employees
Air ambulatory services can leave balance bills towards members from $10,000 up to $50,000 (and even more). To prevent the balance bills, it is up to the members to request an Allegiance Participating Air Transport Provider. In using a preferred provider, you will only owe the deductible and coinsurance up to the max out of pocket and not be stuck with balance billing due to a non-preferred provider charges. As a member, if you are unsure, please contact Allegiance (800-877-1122) and they will be able to assist. You can also lookup Preferred Providers on Allegiance website: www.askallegiance.com
The HSD1 Health Plan coverage of Air Ambulatory services is as follows:
Senate Bill 44 (SB 44)
The Montana Legislature passed Senate Bill 44 which pertains to emergent flights provided by non-participating air ambulance transport companies not controlled by a Montana hospital. Emergency care for SB 44 means care that is necessary to stabilize a patient for transfer to another hospital or medical unit within a hospital. Transferring a patient between hospitals on a fixed wing flight would not typically be considered “emergent” care under SB 44. The bill requires the HSD1 Health Plan to make payment based on billed charges, a negotiated amount, or the participating provider contracted amount. If either party (HSD1 Health Plan or Air Transport Company) does not like the required payment amount, either party can take the other party to dispute resolution. The HSD1 Health Plan pays any emergent transport in accordance with the Plan Document (see above). In this case, a member is held harmless except for their deductible, etc. In the event a member receives a non-emergent transport by a non-participating air ambulance transport company, the member may still be balance billed. Contact Allegiance (800) 877-1122 with any questions about air ambulance transportation coverage or participation air transport companies.
As a member of the HSD1 Health Plan, it is the member’s job to keep their cost down. Seeing a Preferred Provider is a good way to keep your cost down and the Health Plans’ costs. You can find a list of Preferred Providers and Primary Care Providers on the Allegiance WEBSITE or by clicking HERE.
Each employee on the HSD1 Health Plan may be eligible for this benefit. Please see the link below (Accident Injury Benefit) to see if your claim may qualify or contact Allegiance Customer Service at 1-800-877-1122. You can also fill out the form electronically online through the Allegiance website. Please note that only services within 90 days of the injury date are payable. Charges for Physical Therapy, Occupational Therapy, Speech Therapy, and Chiropractic Care services are specifically excluded under this benefit.
Click HERE for the Dental Schedule for the 2018-2019 Plan Year. The Dental Schedule is designed to show you, the Member, the benefit dollars paid for each Dental Code/Description. If you aren’t sure how much will be covered, you can always have your Dental Office submit a pre-approval for any procedures done or contact Allegiance Customer Service at 1-800-877-1122.
Click HERE for the 2018-2019 Plan Document page for Vision Benefits. If you aren’t sure how much will be covered, you can always have your Vision Office submit a pre-approval for any procedures done or contact Allegiance Customer Service at 1-800-877-1122.
If you use Costco or other retailers who will not submit pharmacy claims to insurance, you will need to complete a reimbursement form and submit it. You can also visit mycigna.com and register as a new user (if you haven’t done so) to do pharmacy price comparisons in your area.
If you are are wanting to save money through a Mail-Order Pharmacy,click for Mail Order Forms for Cigna and Ridgeway Pharmacies. If you have any questions or need help filling this out, contact your HR Benefits Manager.
The final date for incurring expenses for the 2018-2019 FLEX Medical Spending Account is December 15, 2019. All participants of this plan have until March 15, 2020 to submit their valid claims to Allegiance for reimbursement. Under the “use-it-or-lose-it” rule, any money remaining in your account after this date will be forfeited! We encourage you to not wait until the final day for reimbursement due to possible tech/website complications. To find out more about Flex please visit the Allegiance website below. To file a flex claim online, click HERE.
Below are the Medical Expense Reimbursement Form and Dependent Care Reimbursement Form. You may print these forms, complete them and fax them to Allegiance along with legible copies of the medical receipts and/or Dependent Care receipts. All forms relating to FLEX can also be found at the above link.
To make a Fall or Spring appointment for the Wellness Health Screenings please log onto this WEBSITE. Click the green link to Sign up for a Wellness Screening. Please note: you must complete your Health Risk Assessment (HRA) before a screening to be counted towards your incentive . Make sure to schedule your screening appointment a minimum of 3 days before the screening you wish to attend. You will receive your confirmation email with the date and time of your screening once signed up. To make an appointment for the Skin Education Clinic, log on like you would for a Wellness Screening. Skin Screenings are done every other year, the next Skin Screenings are scheduled for Plan Year 2019-2020.
Remember, this Wellness website is a secure website through St. Peter’s Hospital that will keep your information confidential. You must complete the Wellness Health Risk Assessment (HRA) along with your Health Screening in order to qualify for the Premium Reduction Incentive.
As an employee, you are required to choose a Life Insurance Plan through the HSD1 group policy. The rates are on the Enrollment sheet link provided below. You will only need to fill out the Enrollment form if you are applying for Optional (Additional) Life Insurance. For those who are not New Hires, you will have to complete the Evidence of Insurability form as well.
We also have an Employee Assistance Program linked with our Life Insurance Group Policy. Please see the attached PDF “Employee Connect EE Flier” or “Employee Connect Poster” below for more information.
Please contact Rich Franco (firstname.lastname@example.org) if you should have any questions.
Each year during Open Enrollment, eligible employees may elect Voluntary LTD. The Health Benefits Office will typically send out renewal letters to employees who are already enrolled, just before Open Enrollment begins. However, New Hires who want to opt for this optional election must complete the form on the link provided below. Should you have any questions please contact Rich Franco (email@example.com)
The Helena Public School District has very low Discount Rates through AFLAC for multiple “Optional” Benefits such as; Short-Term Disability, Life Insurance, Dental, Vision, Accident, Hospital Confinement Indemnity, and much more! To find out more, just click HERE for the AFLAC booklet link below.
As a retiree, you should be able to find any information needed in the links provided in the sections above and below. However, if you do not find what you are looking for, please contact Rich Franco (firstname.lastname@example.org) or by Phone (406-324-2008).
As a subsidiary of the State of Montana all of our employees are required to belong to either the Montana Public Employees Retirement System (MPERS) or the Montana Teachers Retirement System (MTRS). More information about these retirement systems is available through the personnel office or you can access the following websites.
* To find out about 403b and 457b Vendors, please contact the Insurance Administrator
Riverwood Health walk-in clinic is located across from Burger King by Wal-Mart. This walk-in clinic is a $10 co-pay and it applies to the office visit and Urgent Care needs. Their hours of operation: Monday – Thursday from 8:00am – 6:00pm. Phone #: 406-324-7003.
St. Peter’s Urgent Care is located on Ptarmigan Lane located west of Bob Wards Sporting Goods. This is the only Urgent Care the $10 co-pay applies to. To schedule an appointment online please visit this WEBSITE.
We have a few discounts eligible for employees through the Helena Public School District #1. Currently we have discounts through Crossroads Gym, Fuel Fitness Gym (All Locations: Billings, Bozeman, Butte, Helena, and Missoula), Broadwater Hot Springs, and FireTower Crossfit. We are working to try and get discounts at other facilities and will update when there’s a resolution. If you have any questions please contact your Health Benefits Manager, Rich Franco, (406-324-2008).